Robert Taylor Smith

Robert's motto is to start "with the end in mind." He married the love of his life in December 2016. Together with his wife Tanya, they're putting the building blocks in place for their eventual retirement. He's taken over the mantle at retirementsavvy.net and hopes to share his experiences with our readers.

Can You Transfer Assets Out Of An Irrevocable Trust?

An irrevocable trust is one of the best ways to transfer wealth to the next generation without having to suffer through excessive taxes or ensure that the assets are squandered. It provides a surefire way of keeping wealth safe and secure until it’s ready. However, if the situation changes, people may wonder if they can …

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Know Someone Who’s Retiring? Here Are The TOP 21 Retirement Gifts For Men!

Retirement is a big deal for most men! It signifies the end of one chapter of their life and the beginning of a new one. But it also gives them an opportunity to reflect on their life and the work that they’ve completed throughout their career. So, What is a good retirement gift for a …

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I Have Bad Credit Can I Still Borrow Money for My Business?

Borrowing money has become part of life, and there are different reasons why individuals do that today. Having a debt can be among the worst nightmares, especially if you have borrowed more than you can afford. But taking a loan when you desperately need cash lessens your worries. Most probably, you are feeling helpless because …

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Can You Really Get Retirement and Disability Benefits at The Same Time?

The Social Security Administration provides essential benefits to its members who have paid through contributions in their payroll taxes in the system until the members meet the required Social Security credits. According to the SSA Retirement Benefits program, you can collect your retirement benefits as early as you reach the age of 62. Meanwhile, you …

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Does Medicaid Cover Portable Oxygen Concentrators?

For people who are suffering from Chronic Obstructive Pulmonary Diseases (COPDs) such as asthma, bronchitis, emphysema, and other lung diseases may prefer a portable oxygen concentrator (POCs) rather than dragging heavy oxygen tanks around to help with their breathing problems. These POCs are much smaller and easier to carry around since they can be placed …

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