Robert Taylor Smith

Robert's motto is to start "with the end in mind." He married the love of his life in December 2016. Together with his wife Tanya, they're putting the building blocks in place for their eventual retirement. He's taken over the mantle at retirementsavvy.net and hopes to share his experiences with our readers.

Can I Use My Annuity as Collateral for a Loan?

Annuities are good life investments. It gives financial security in your later years. But, paying an annuity requires commitment and financial planning. Unlike other investments, annuities don’t immediately vest. You will have to wait for the annuity contract date before you can enjoy its financial rewards. And sometimes this can take a long time.  Are …

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3 Ways to Optimize Your Wellbeing After You’ve Retired

If you’ve spent years planning your retirement, you’ll want to ensure you’re able to make the most of it. Whether you’re eager to spend more time with family, travel the world or throw yourself into your hobbies, your retirement should be a time for you to bring your dreams to life.  Sadly, many people begin …

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How Much Does Medicaid Pay For Transportation?

The cost of calling an ambulance can shock you. Even in emergency situations, your ride to the hospital or to receive medical care is often not free. Without insurance coverage, your bill could go up into the thousands!  Thankfully, Medicaid always fully covers the cost of emergency medical transportation for eligible Medicaid beneficiaries. An emergency …

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