Debt

Learn how to effectively wield the two-edged sword called debt.

Can I Use My Annuity as Collateral for a Loan?

Annuities are good life investments. It gives financial security in your later years. But, paying an annuity requires commitment and financial planning. Unlike other investments, annuities don’t immediately vest. You will have to wait for the annuity contract date before you can enjoy its financial rewards. And sometimes this can take a long time.  Are …

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Best Ways I Can Get A Personal Loan If I Have A Poor Credit Score

There are so many provisions for obtaining funds. for instance, you can borrow money online or from friends and family members. Lenders first look at a loan applicant’s credit score before approving or declining their application. This fact means, getting a loan with a poor credit score is close to impossible. Yes, close to impossible, …

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How To Pay Off Your High-Interest Debts With A Lower Interest Loan?

Interest payments on our credit card utilization are always stressful, and nobody likes them. On top of that, these dues keep on increasing as the balance goes down only a small amount goes to our owed amount. So, what’s the solution?   It is paying off all of these high-interest debts first. It’ll not only reduce …

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Find Out Why It Is Wise to Get a Consolidation Loan

Loan consolidation means rolling all your multiple debts with different interest rates, repayments amounts, and due dates into a single payment. It is an option you take when you have several high-interest debts. It helps you to combine them into one lower-interest payment and reorganize the repayment duration and amount, thus reducing your total debt.   …

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Getting Rid of Medical Bills through Bankruptcy

Burdened with insurmountable medical debt? You might think bankruptcy is just for credit card debt or to cure car loan or mortgage arrears, but filing bankruptcy can also help you with medical debt that you cannot pay. I spoke with busy Philadelphia bankruptcy attorney David Offen about this national epidemic. Americans are Overburdened with Medical …

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