Savvy Finances

Find all topics to do with financial responsibility and planning for your retirement

Who buys used appliances? Sell broken washer, dryers, etc., for cash

Are you planning to replace your old refrigerator, washing machine, dishwasher, or stove? Did you know that you can make extra money by selling your old appliances? Many people are interested in buying old and even broken appliances. So, we’ve scoured the web to gather the most effective ways and the best places to sell …

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Pet assistance for low-income families: X free or cheap vet services

When your pets start to act strange and uneasy, worrying becomes inevitable. Your urge to bring them to the nearest veterinary clinic becomes uncontrollable. Unfortunately, looking for cheap animal hospitals can be difficult. What can you do if you can’t afford a vet? Especially in emergency cases, you might not be financially prepared for the …

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How many hours do you spend working full-time in a year?

Although you make relatively more than your peers, your job demands your undivided attention seven days a week. It seems like you spend most of your week at the office. You might even find yourself wasting most of your salary on fuel, takeout meals, and coffee at work. For this reason, you’ve decided to check …

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Best manufactured home communities: Mobile home parks for seniors

With your retirement years fast approaching, you’ve already started wondering where you should buy a mobile home for retirement or whether luxury mobile home parks exist. After all, retiring in senior-focused communities sounds like a peaceful life. Several factors come into play when choosing where to retire. However, if you’re like most people, you’ll probably …

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Free fun things to do with friends: places, activities, and more

Many of our happiest life moments are the times we spend with friends. It’s not surprising then that we often wish we could just enjoy their company more.  But sometimes, even just meeting up to have coffee or a few drinks can break our budget. We then resort to cutting down on hang-out times.  Hang-out …

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Cost of Care – How to Address Major Medical Expense

Let’s face facts – most medical insurance plans, including Medicare, fail to cover all expenses incurred for major medical procedures. Copays for such procedures can amount to thousands or tens of thousands of dollars or more! This article will give you five reasonable solutions to deal with significant medical expenses from the office of a …

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Can I Use My Annuity as Collateral for a Loan?

Annuities are good life investments. It gives financial security in your later years. But, paying an annuity requires commitment and financial planning. Unlike other investments, annuities don’t immediately vest. You will have to wait for the annuity contract date before you can enjoy its financial rewards. And sometimes this can take a long time.  Are …

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