Savvy Finances

Find all topics to do with financial responsibility and planning for your retirement

Top Six Considerations When Hiring a Mortgage Broker

When you are buying a home, you may work with a mortgage broker who is licensed to advise you, find loan options, and negotiate your home financing. People work with these professionals because it gives them access to a greater number of financing options. Most of the lenders in Canada find borrowers through the mortgage …

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Retirement Checklist: Be Prepared for Your Golden Years

Retiring from the workforce is a milestone you have worked towards your whole life. Although retirement is an exciting time that deserves to be celebrated, you will want to be prepared for future years. For example, do you know when other retirees are applying for Medicare? This might be something you never even thought about. …

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Who buys used appliances? Sell broken washer, dryers, etc., for cash

Are you planning to replace your old refrigerator, washing machine, dishwasher, or stove? Did you know that you can make extra money by selling your old appliances? Many people are interested in buying old and even broken appliances. So, we’ve scoured the web to gather the most effective ways and the best places to sell …

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Pet assistance for low-income families: X free or cheap vet services

When your pets start to act strange and uneasy, worrying becomes inevitable. Your urge to bring them to the nearest veterinary clinic becomes uncontrollable. Unfortunately, looking for cheap animal hospitals can be difficult. What can you do if you can’t afford a vet? Especially in emergency cases, you might not be financially prepared for the …

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How many hours do you spend working full-time in a year?

Although you make relatively more than your peers, your job demands your undivided attention seven days a week. It seems like you spend most of your week at the office. You might even find yourself wasting most of your salary on fuel, takeout meals, and coffee at work. For this reason, you’ve decided to check …

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Best manufactured home communities: Mobile home parks for seniors

With your retirement years fast approaching, you’ve already started wondering where you should buy a mobile home for retirement or whether luxury mobile home parks exist. After all, retiring in senior-focused communities sounds like a peaceful life. Several factors come into play when choosing where to retire. However, if you’re like most people, you’ll probably …

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