Savvy Finances

Find all topics to do with financial responsibility and planning for your retirement

Cost of Care – How to Address Major Medical Expense

Let’s face facts – most medical insurance plans, including Medicare, fail to cover all expenses incurred for major medical procedures. Copays for such procedures can amount to thousands or tens of thousands of dollars or more! This article will give you five reasonable solutions to deal with significant medical expenses from the office of a …

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Can I Use My Annuity as Collateral for a Loan?

Annuities are good life investments. It gives financial security in your later years. But, paying an annuity requires commitment and financial planning. Unlike other investments, annuities don’t immediately vest. You will have to wait for the annuity contract date before you can enjoy its financial rewards. And sometimes this can take a long time.  Are …

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3 Ways to Optimize Your Wellbeing After You’ve Retired

If you’ve spent years planning your retirement, you’ll want to ensure you’re able to make the most of it. Whether you’re eager to spend more time with family, travel the world or throw yourself into your hobbies, your retirement should be a time for you to bring your dreams to life.  Sadly, many people begin …

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