If the US government offers a medical assistance program for people who cannot afford or do not have health insurance to access for quality health care through Medicaid, they offer as well an access to free government phones for people with low-income through Lifeline Assistance. Moreover, they also provide cheaper and accessible cell phone plans. …
If you rely on heating oil to power your boiler, the last thing you want to have to deal with is a leaky tank. Spillages can be difficult and expensive to clean up, and there’s also a risk that they will harm the environment, especially if the oil runs into a river or stream. The …
How to protect and maintain your heating oil tank Read More »
Unfortunately, practicing frugality is too often translated as buying the least expensive products or services. Particularly in difficult economic times, there may be a tendency to make every effort to spend less no matter what. Blindly spending less is not frugal…it’s cheap. Being frugal means spending money wisely in an attempt to get as much …
Making plans to travel this year? Here are three things you should do as you prepare for a vacation. The time away from work and school will be much more enjoyable if you keep expenses manageable and do not accrue significant debt as a result of your vacation: Start saving early Buy your tickets in …
s St. Patrick’s Day creeps into view, I thought it would be interesting to look at a new study from Finder.com. The data indicates that Americans like to shop online after drinking … and as you might suspect, the combination can be expensive. Technology has made it incredibly easy for the purveyors of goods and services to …
Michael Belk is a military veteran, a retired correctional officer, a blogger and a patriot. His military service took him overseas where he saw poverty first hand. He has a B.A. in Environmental Health and Safety. He strongly believes everyone should educate themselves. He jokingly calls himself the Jack of all trades, but the master of none. Raised …
Living Frugally: Why More and More Millennials Are Delaying Leaving the Nest Read More »
Many times I’ve heard parents – grown, mature, knowledgeable people – complain about the cost of having birthday parties for their children. They talk about the stress brought on by stretching to save for the event. Others speak of overtime necessary for earning enough for certain supposedly essential items like a moonwalk, huge cake, tons of balloons, …
Living Frugally: If the Birthday Party Was ‘So Expensive’ It’s Your Fault Read More »
Taz Bright helms this series. Taz is a father, speaker, long-time business owner and graduate of the school of hard-knocks. Taz uses his past business and personal finance experience to help steer others in a positive financial direction while, hopefully, avoiding the mistakes he’s made along the way. As a former 6-year victim of Identity …
We generally don’t want to talk about it. We’d rather not speak about it and just concentrate on the warm and fuzzy, happy, pleasant topics. But, if we are to be wise and mature people, at some point we have to address the fact that death will come knocking at our door. We don’t get …
Living Frugally: Preparing for “Death Do Us Part” Read More »
The other day I left home to run a few errands. While out I got a little hungry and decided I’d grab a snack. While walking into a convenience store and felt my pocket to be sure my wallet was there. It wasn’t. A picture of my wallet flashed in my head: Sitting on the …
Living Frugally: Try Leaving Your Wallet at Home Read More »
