How does one retire in peace exactly? Contrary to what you might believe, you don’t need millions to retire comfortably. To me, peace in retirement means that I get to live a simple middle class lifestyle without having to worry about big financial obligations. Simple habits like maxing out your 401K contributions and living on …
How a phonecall and some paperwork can lead to a sweeter retirement Read More »
The following is a guest post from Brett Sause, an 18-year veteran of the financial services profession. Brett is CEO of the Atlantic Financial Group, LLC; and has been awarded both the National Quality Award and the National Sales Achievement Award from NAIFA. When it comes to retirement – and to passing on whatever wealth you’ve accumulated to a …
Are You Leaving Your Beneficiaries a Tax Time Bomb? Read More »
The Following is a guest post from Jack Teboda, president and founder of Teboda & Associates. Jack has more than 35 years experience helping people pursue financial independence through personalized investment strategies. His firm takes a team approach to providing advice to clients on retirement concerns and other financial planning issues. Teboda works with Kevin C. Sanders, …
Here at RetirementSavvy, we often talk about the importance of your fiscal health and your physical health; and the nexus between the two. Two well-known components of physical health are diet and exercise. There’s another which gets less attention: sleep. Does working more hours, and sleeping less, lead to greater income? I would suggest it’s probably …
The following is a guest post from David Warren, the senior writer and lead researcher at HardStacks. He has been a financial engineer for over 30 years and has been investing in alternative assets since the Great Recession of 2008. He has a true passion for learning about economic cycles and educating others on how to …
I’ve reviewed and recommended a number of films related to finance and economics over the last few years. Appropriately, they can all be found on the Recommendations & Reviews page. A summary of my favorites were identified in the For Your Viewing Pleasure post. While my list focuses primarily on documentaries, the ’10 Best’ infographic from the folks at …
Without Fanfare, Equifax Makes Bankruptcy Change That Affects Hundreds of Thousands For years, an Equifax policy has treated some Chapter 13 filers differently than the other two major credit rating agencies. After ProPublica asked about it, the company said it would change the policy. By Paul Kiel, ProPublica For what appears to be decades, the credit …
Instead of dreading each weekday and spending your working years dreaming about retirement, and how much more enjoyable life will be at some future point in time, it is possible to embrace a retired lifestyle, and break free of the daily grind, long before retiring. Here are five ways to get it done. Maximize Vacation …
My first book, RENDEZVOUS WITH RETIREMENT: A Guide to Getting Fiscally Fit, captured my thoughts and ideas on personal finance/retirement planning and served as the precursor to this blog. While I continue to enjoy the blog and communicating with readers through the Discussions, Recommendations, and the Living Frugally and A Richer Understanding series, I wanted to …
Life insurance is amongst the most important insurances you will ever take out. If you have a young family and you are their sole provider, you naturally want to know that they would be able to cope financially if you were to die suddenly. How they would survive day-to-day paying bills and meeting their basic …
