James

James retired in 2005 after serving 21 years in the United States Army. During the latter part of his career, James' interest in personal finance was piqued based on his own experiences and observations of the way most Americans plan – or more accurately, fail to plan – for retirement and the difficulty many face in starting the process. His most valued education has been lessons learned from personal experience and through conversations with smart, savvy friends.

How a phonecall and some paperwork can lead to a sweeter retirement

How does one retire in peace exactly? Contrary to what you might believe, you don’t need millions to retire comfortably. To me, peace in retirement means that I get to live a simple middle class lifestyle without having to worry about big financial obligations. Simple habits like maxing out your 401K contributions and living on …

How a phonecall and some paperwork can lead to a sweeter retirement Read More »

Are You Leaving Your Beneficiaries a Tax Time Bomb?

The following is a guest post from Brett Sause, an 18-year veteran of the financial services profession. Brett is CEO of the Atlantic Financial Group, LLC;  and has been awarded both the National Quality Award and the National Sales Achievement Award from NAIFA. When it comes to retirement – and to passing on whatever wealth you’ve accumulated to a …

Are You Leaving Your Beneficiaries a Tax Time Bomb? Read More »

Navigating the 3 Stages of Retirement

The Following is a guest post from Jack Teboda, president and founder of Teboda & Associates. Jack has more than 35 years experience helping people pursue financial independence through personalized investment strategies. His firm takes a team approach to providing advice to clients on retirement concerns and other financial planning issues. Teboda works with Kevin C. Sanders, …

Navigating the 3 Stages of Retirement Read More »

Films About Finance

I’ve reviewed and recommended a number of films related to finance and economics over the last few years. Appropriately, they can all be found on the Recommendations & Reviews page. A summary of my favorites were identified in the For Your Viewing Pleasure post. While my list focuses primarily on documentaries, the ’10 Best’ infographic from the folks at …

Films About Finance Read More »

Too Broke for Bankruptcy

Without Fanfare, Equifax Makes Bankruptcy Change That Affects Hundreds of Thousands For years, an Equifax policy has treated some Chapter 13 filers differently than the other two major credit rating agencies. After ProPublica asked about it, the company said it would change the policy. By Paul Kiel, ProPublica For what appears to be decades, the credit …

Too Broke for Bankruptcy Read More »