Customize Wall Street – A SavvyReview and Giveaway

Customize Wall StreetWhile I have recommended numerous books, along with other personal finance related media (i.e. documentaries, movies, reports, surveys, etc.) in the SavvyRecommendations section, Customize Wall Street: Take Control of Your Financial Future is the first book to be reviewed here at RetirementSavvy.

As the title suggests, I heartily recommend the items that appear in that section. I encourage readers to watch, read or listen to the material without providing a detailed review, generally only giving an overview of the referenced material. That changes today.

Customize Wall Street’s author, Mr. Harvey Neiman, earned his bachelor’s degree in Political Science at U.C. Santa Barbara, his JD degree and an LLM degree in Taxation at the University of San Diego School of Law.

His versatile career includes stints in both law and portfolio investment management. Mr. Neiman, along with his son Daniel, are the lead principals of Neiman Funds, a mutual fund company they launched in 2003.

Early on in the Introduction, Mr. Neiman captured my attention by noting that, “… every one of us can establish our goals, implement an achievable plan, and use the tools afforded to all of us to secure our financial future without gimmicks, luck, insider information, or serest formulas.” Absolutely! I wholeheartedly agree with his assessment. Following the Introduction, Customize Wall Street is presented in four clearly defined sections.

In the first section, Mr. Neiman points out the various ways in which Wall Street misleads and distracts in an attempt to separate investors from their money. The second section identifies concepts and tools, including perhaps the most powerful tool, compound interest, that every serious investor should understand and use to their advantage.

Harvey-NeimanPractical advice for developing individual plans for specific financial goals is covered in the third section. I found this section to be the most useful and enjoyed reading through the various scenarios (illustrations) and the accompanying questions and answers. Regular readers of this blog – and my own book – understand that I am a firm believer in taking the time to develop a detailed plan and finding the discipline to follow through on it. It is no coincidence that the tagline of this blog is living better through planning. In the final section of the book Mr. Neiman puts it all together, clearly outlining how readers can use financial concepts and tools to develop a plan that allows them to meet their specific individual goals.

Overall, Customize Wall Street is well written, organized and fairly comprehensive in its approach. It provides enough detail without being overly long or too technical in its presentation. In the spirit of celebrating the 4th of July, Independence Day, and the financial freedom this book helps the reader to attain, I will be giving away a complimentary paperback copy of the book to a RetirementSavvy reader. The winner will be randomly selected from the readers that leave a comment. For those readers not fortunate to receive the complimentary copy, Customize Wall Street: Take Control of Your Financial Future is available at Amazon in Kindle and paperback formats.

The Giveaway will end, and the winner selected, at 12:00 p.m. (EDT) on Sunday, July 5th.

Blogger-in-Chief here at RetirementSavvy and author of Sin City Greed, Cream City Hustle and RENDEZVOUS WITH RETIREMENT: A Guide to Getting Fiscally Fit.


  1. I need to read this. I have been lazy about investing and would like to learn more about the stock market. Thanks for the recommendation James.

    • Glad you stopped by, Valerie. The book is definitely a worthwhile read. Enjoy the rest of your 4th of July weekend!

  2. I’m definitely interested in any book that brings some of the wisdom behind Wall Street down to the level of ordinary mortals.

    • Thanks for stopping by, Charles. I just finished the book this week and believe it is a good guide for establishing and managing a solid financial plan.

  3. Hey James!

    I have been entertaining the idea of investing in stocks but just can’t seem to get over the real estate bug! This book might just be the motivation I need to diversify into “wallstreet.”

    And you know we all love free books!

    • No doubt that free is good. Along with ‘discount’ it is music to my frugal ears. Based on what I have seen on your blog, it appears as if real estate is treating you quite nicely. However, as you allude to, a little diversification never hurt anyone. Good luck and thanks for taking the time to stop by, my friend.

    • Congratulations, Andrew! My wife selected the ‘third’ commenter as the winner. I will reach out to you via email to get a shipping address. Enjoy the book and I look forward to getting your feedback!

      • Whoohooo! Thanks so much! Looking forward to reading it. I’ll let you know what I think about it when I’m done with it. I’ll email you my address.

        • Sounds good. Enjoy the book. I’m sure you will find value in its pages.

  4. Very cool! I still consider myself a retirement newb, so I’m always looking for good reading material. Thanks for this!
    And happy fourth, James! Thank you for all you’ve done to defend our freedoms!

    • Thanks for the kind words. I spent the last week reading the book and it certainly provides good guidance for developing and executing a solid financial plan. I’m grateful the author’s publicist reached out and gave me the opportunity to review, and provided a complimentary copy for the giveaway. Take care and enjoy your weekend!

  5. I’m always looking for more information on how to secure my future. This book sounds like something that I need to read. Thanks for the recommendation, SavvyJames.

    • This book provides good, specific guidance without being too technical and is an appropriate length. Thanks for stopping by and good luck.

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