A Richer Understanding

Why You Should Resolve To Have Life Goals During Retirement

When you retire, you may do so without a plan after retirement. We understand the reasoning. You’ve worked hard, and you want to spend some time resting and reflecting. However, not having some plan for your retired life may backfire on you. The Health Benefits of Having a Goal or Purpose  Some people, after retirement, …

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Is “Comfortable Retirement” A Pipe Dream For South Africans?

Is “comfortable retirement” a pipe dream for South Africans? Retirement is a pleasant daydream for many of us. Visions of leisurely mornings reading the newspaper, afternoons indulging our hobbies, weekends playing with grandchildren and the odd little adventure are often at their most seductive first thing on a Monday morning. Unfortunately, a recent survey by …

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A Richer Understanding: Thinking About Maslow and Poverty

I have been thinking about poverty – causes, impacts and solutions – a lot the last year or so and have spent the last few days jotting down some thoughts. I believe this series, which focuses more on the humanity when thinking about personal finance, and less on the nuts and bolts of saving/investing, is …

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A Richer Understanding: A Comfortable Nest

Last week I moved my son (Aaron) into his own space. Although being active in The Junior Reserve Officers’ Training Corps (JROTC) throughout middle and high school, he entered the workforce instead of the armed forces after graduation. He is twenty years old; witty, charismatic and technically gifted. He has a great job working in a …

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A Richer Understanding: Gifts and Charity as Part of Your Spending Plan

Creating a spending plan (budget), while very detail oriented, includes only a few basic steps; identify income, list expenses, compare income and expenses, set priorities and finally, make changes. “Attention is the rarest and purest form of generosity.” Simone Weil While developing your spending plan, the gifts and charity category should not be overlooked. We don’t need the …

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A Richer Understanding: Outside is Free

Of the similarities between physical fitness and financial fitness, commitment and patience remain constant. Throughout elementary, junior and high school I was active in track, football, basketball, soccer and marching band. Although not a conscious thought, exercise and fitness remained a part of my life. There were games of pick up, softball or bowling with …

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A Richer Understanding: Compromises for Sanity

Brian Tramuel helms this series. He lives with his wife Michelle, their children Geneva and Brian, and their Cocker Spaniel Maestro in Charlotte, NC. They, along with his two older children from a previous marriage, Davina and Aaron, provide a constant source of inspiration. Aaron lives, works and plays in Charlotte and Davina lives, works and …

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