Brian Tramuel

Brian Tramuel is a regular contributor and helms the 'A Richer Understanding' series. He lives with his wife Michelle, their children Geneva and Brian, and their Cocker Spaniel Maestro in Charlotte, NC. They, along with his two older children from a previous marriage, Davina and Aaron, provide a constant source of inspiration. Aaron lives, works and plays in Charlotte and Davina lives, works and plays in Roanoke, VA.

A Richer Understanding: Thinking About Maslow and Poverty

I have been thinking about poverty – causes, impacts and solutions – a lot the last year or so and have spent the last few days jotting down some thoughts. I believe this series, which focuses more on the humanity when thinking about personal finance, and less on the nuts and bolts of saving/investing, is …

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A Richer Understanding: A Comfortable Nest

Last week I moved my son (Aaron) into his own space. Although being active in The Junior Reserve Officers’ Training Corps (JROTC) throughout middle and high school, he entered the workforce instead of the armed forces after graduation. He is twenty years old; witty, charismatic and technically gifted. He has a great job working in a …

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A Richer Understanding: Gifts and Charity as Part of Your Spending Plan

Creating a spending plan (budget), while very detail oriented, includes only a few basic steps; identify income, list expenses, compare income and expenses, set priorities and finally, make changes. “Attention is the rarest and purest form of generosity.” Simone Weil While developing your spending plan, the gifts and charity category should not be overlooked. We don’t need the …

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A Richer Understanding: Compromises for Sanity

Brian Tramuel helms this series. He lives with his wife Michelle, their children Geneva and Brian, and their Cocker Spaniel Maestro in Charlotte, NC. They, along with his two older children from a previous marriage, Davina and Aaron, provide a constant source of inspiration. Aaron lives, works and plays in Charlotte and Davina lives, works and …

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A Richer Understanding: Making Dollars and Sense

I’m generally conscious of the service I receive while out; restaurants, retail stores, the gym and the grocery store to name a few of the places I frequent. No matter what environment I’m in, I often observe how the fast-food worker, bus driver, nurse or anyone providing a service and/or selling a product interacts with …

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