Learn how to set a financial goal that will set you up for a stress-free retirement
hile most of us are working to ensure we’re financially ready for retirement, one thing that occasionally gets overlooked in retirement planning is how we’re going to manage our health. There’s no point being comfortable financially if we’re not well enough to enjoy it! There are three core components to staying healthy as you get …
The following is a guest post from Ann Vanderslice, President and CEO of Retirement Planning Strategies. She helps federal employees understand their benefits, maximize the value of their benefits, and plan for retirement, as well as organize income planning and IRA distributions. It’s the dream retirement many people anticipate for decades. Hang out around the pool all …
How To Create A Fulfilling Retirement When Every Day Is Saturday Read More »
he following is a guest post from Chad Slagle, President of Slagle Financial, LLC, a Registered Investment Advisor. Most people nearing retirement have had to adapt to a changing world along the way. At one time, retirement rested on what financial professionals like to refer to as a three-legged stool – Social Security, savings and a pension. That …
How to Survive Retirement In a Pension-Less Society Read More »
There are those who never plan to retire (a mistake), and there are those who plan on working part-time in retirement (an oxymoronic phrase in my mind), and of course there are those, like me, who embrace the traditional definition of retirement. That traditional view means you want to walk away completely from the workforce at a …
There a number of factors when considering where to retire. The wife and I have two overriding priorities with respect to where we will retire. First, we have to enjoy the climate and environment. Second, we will not go into retirement with a mortgage. Moving, and committing to paying a new mortgage, after we retire is …
he many differences between men and women are evident even when it comes to retirement. Women, with longer life expectancies and lower average salaries, are much more concerned than men about whether they will be able to save enough money to have the kind of retirement they want, studies show. But those concerns are not necessarily …
3 Ways Women Can Improve Their Odds For A More Secure Retirement Read More »
We’re all familiar with the idea of escaping the rat race; that endless, self-defeating pursuit. You work more hours, to buy more stuff, to bring you greater joy … . But of course, because you’re working more hours, you don’t have time to enjoy the stuff that more money made available. The key, of course, is …
I was recently approached by a cousin in her mid-40s who inquired about investing. Unfortunately, due to a number of reasons, she had not built a fiscal foundation earlier in her life. Like far too many Americans, she has basically lived paycheck to paycheck. As she drifts ever closer to retirement – or at least the traditional …
Abuse Comes in Many Forms Elder abuse is not always physical. It can be psychological, sexual, or even financial. Being savvy about retirement isn’t just about your retirement. There are times when it can mean looking after the interests of a parent or another family member. No one likes to imagine that an elderly relative …
Previously I discussed the 4% Rule, a popular and well-known method of withdrawing money from retirement accounts. I noted then that the rule – developed by William Bengen – posits that if a retiree takes out 4% of their nest-egg the first year in retirement, and then adjusts that rate to account for inflation in each subsequent …
