Advice on how to budget and spend wisely
During the 2011 – 2013 period I was working on a project that took me to Hawaiʻi – the island of Oʻahu specifically – 14 or 15 times for something around 200 days total I would guess. I hadn’t launched this blog at that time so I wasn’t thinking in terms of personal finance and lifestyle choices …
Unless you recently had an experience like Mark Watney, and have been off-planet a while, you have heard that the $1.5 billion Powerball jackpot – the largest lottery prize in history – was won on Wednesday and will be split three ways. The ‘lucky’ winning tickets were sold in Munford, Tennessee; Chino Hills, California; and …
Hi, my name is SavvyJames and I used to make New Year’s resolutions. [Inaudible chatter and a collective, “Hi, SavvyJames,” is heard in the background]. It has been two years since I made a resolution. You know, particularly as it relates to diet and exercise, I often hear people say that they will get serious …
This time of year strikes me as the perfect time to take a moment, think of others and if you are able, to make a contribution to a charity or two. As you consider potential charities, those you may be already familiar with or a new one, it is worth remembering that there are some …
Anyone that has read my book, RENDEZVOUS WITH RETIREMENT: A Guide to Getting Fiscally Fit, or has been reading this blog for awhile knows that I have reservations about utilizing financial advisors (planners). In fact, I believe most people are better off educating themselves with respect to personal finance and developing/managing their own plan. However, I …
Another Reason I’m Skeptical of Financial Advisors Read More »
Simply put, an emergency fund – often referred to as a rainy day fund – is a cash account that is used only in the event of an emergency, to fill critical financial gaps, or meet unexpected expenses. It is immediate access to cash that allows you to take care of unforeseen circumstances without impacting the money …
I will be the first to acknowledge that I rarely use coupons. That is because I rarely go shopping, grocery or otherwise. My idea of shopping is realizing that I need something – or to be more honest, want something – then sitting down in front of the computer and heading over to Amazon. Love …
I don’t know about you, but over the course of the last year or so I have heard a lot of chatter about the connection between money and happiness. Actually, there have always been discussions about the connection between money and happiness. We are all familiar with the phrase, “money can’t buy happiness.” Is that true? More …
The following is a guest contribution from Paul S. Richard of the Institute of Consumer Financial Education (ICFE). The ICFE was founded as a non-profit organization in 1982 to help consumer improve spending habits, increase savings and use credit more wisely. Working in cooperation with government and business, the ICFE offers several certification programs with …
The ‘it’ is achieving financial freedom. Soon after the one year anniversary of this blog, in the post, Talking Personal Finance in Public Forums, I discussed my thoughts following the publication of my first book and one year’s experience managing the blog; and participating in personal finance conversations across multiple social media platforms. I noted there …
