When you retire, you may do so without a plan after retirement. We understand the reasoning. You’ve worked hard, and you want to spend some time resting and reflecting. However, not having some plan for your retired life may backfire on you. The Health Benefits of Having a Goal or Purpose Some people, after retirement, …
Why You Should Resolve To Have Life Goals During Retirement Read More »
Burdened with insurmountable medical debt? You might think bankruptcy is just for credit card debt or to cure car loan or mortgage arrears, but filing bankruptcy can also help you with medical debt that you cannot pay. I spoke with busy Philadelphia bankruptcy attorney David Offen about this national epidemic. Americans are Overburdened with Medical …
If I can only choose one word to describe the state of Bitcoin in the past as internet currency, I would definitely use the word “volatile.” Just for the sole reason that it is. Several years back, when BTC was first introduced to the world, this volatility can get pretty insane. It can escalate and …
Is The BTC to USD Exchange Rate The Same As Before? Read More »
Owning a second home is a luxury that not many people can afford. Even owning one home is a major success. But if you’re one of the lucky ones, investing in a second home is one of the best things you can do for your financial portfolio. In fact, purchasing a second home doesn’t just …
Is it Possible to Use a Retirement Home as a Rental Property? Read More »
Do you have medical debt? You might have heard of the statute of limitations – it’s a legal rule that prevents creditors from pursuing you for payment. Read this article to learn everything you need to know about the statute of limitations on medical debt. What is a Statute of Limitations? A “statute of limitations” …
What is the Statute of Limitations on Medical Debt? Read More »
What is an Old Home? Many consider any home that was built before the 1980s an old home. But there are certain characteristics of a house that can tell you it’s an old house. Old homes tend to have a charm about them. Having said that, if you are considering buying an old house …
For most Americans, retirement isn’t the glamorous affair depicted in mutual fund commercials. According to a 2018 study commissioned by Northwestern Mutual, the average American nest egg is only worth a little over 84,000 USD. Even worse, 21% of Americans have no retirement savings at all. These stark facts mean most can expect to be …
In 2019, enjoy a secure and comfortable retirement is far from a given. Whilst a recent poll of Canadians revealed that most people think they’ll need around $756,000 saved to enjoy a comfortable retirement, the fact remains that a shocking 32% of Canadians are nearing retirement without any savings whatsoever. If you’re one of the …
As a self-employed person, you have more control over your retirement plan. One reason is because you get to choose your retirement plan. There are two plans that self-employed people commonly choose between: The solo 401k retirement plan; and The Simplified Employee Pension (“SEP”) IRA In this article, we’ll talk about the features of each plan. …
Solo 401k vs SEP IRA – what you should choose if are self-employed? Read More »
The 501(k) retirement plan is gaining a lot of traction as it claims to offer more advantages than the traditional 401(k) retirement plan. These claims have been backed up by the very person who created the 401(k) plan, Ted Benna, who says that Wall Street and Big Business debauched the 401(k) concept and it should …
