Movie: Margin Call (2011). Starring Kevin Spacey, Paul Bettany, Jeremy Irons, Zachary Quinto, Stanley Tucci, Simon Baker, and Demi Moore. At a respected financial company, one of the victims of the downsizing is the risk management division head, who is working on a major analysis just as he is given his walking papers. His protégé completes the …
The wife and I were up at 4:15 this morning. A friend picked us at 5:30 and by 6:00 we were hiking in the Huachuca Mountains. Located in Cochise County, Arizona, the mountains range in elevation from 3,934 feet at the base to 9,466 feet at the top of Miller Peak. The second highest peak in this …
Regular readers of this blog know that I have every intention of retiring at 60. I am focused like a laser on that target age. However, what if the economic environment and/or my financial fortunes change as I close in on 60? While staying in the workforce longer is not ideal, I do recognize there may …
Like many of you out there, I’m a coffee lover. It’s rare that I don’t start my day with a fresh fruit & vegetable smoothie and then a cup of coffee out on my back patio as I welcome the day. Occasionally, I would like to get out and enjoy a cup, along with great conversation, in …
Adam Bergman is a senior tax partner with the IRA Financial Group, LLC, the market’s leading provider of Self- Directed IRA LLC and Solo 401(k) Plans. Adam notes with nearly 40 percent of working households with members aged between 25 and 64 having no retirement savings [1], our country is facing a real retirement savings crisis. Americans love …
Jim Poolman is Executive Director of the Indexed Annuity Leadership Council, a consortium of life insurance organizations that provides complete and factual information about fixed indexed annuities. He previously served two terms as North Dakota’s Insurance Commissioner, working to strengthen laws to protect citizens against insurance fraud, and served four terms in the North Dakota House …
There are those who never plan to retire (a mistake), and there are those who plan on working part-time in retirement (an oxymoronic phrase in my mind), and of course there are those, like me, who embrace the traditional definition of retirement. That traditional view means you want to walk away completely from the workforce at a …
There a number of factors when considering where to retire. The wife and I have two overriding priorities with respect to where we will retire. First, we have to enjoy the climate and environment. Second, we will not go into retirement with a mortgage. Moving, and committing to paying a new mortgage, after we retire is …
The wife and I were up at 4:15 and out the door at 5:45 this morning. After picking up a friend, we headed out to Parker Canyon Lake, a 35-minute drive from our home. Parker Lake is a scenic, 130-acre lake located in the high cool rolling hills of southeastern Arizona. By 6:30 we were on the …
As I prepare to publish my review of You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life, I thought it was a great time to reach back into the RetirementSavvy archives for the interview I conducted with the book’s author, Jason Vitug, more than two years ago. This week’s SavvyInterview is with …
