Will Your Retirement Nest Egg Be Big Enough?

LiveOps_PiggyBankThe following is a guest post from Lisa Lozeau and LiveOps. Lisa works on the Acquisition and Onboarding team at LiveOps. She helps connect talented individuals with independent contractor opportunities that allow them to work from home and provide professional call center services to LiveOps’ diverse client base. As a work-from-home mom herself, Lisa understands the value and importance of flexible work. She is passionate about helping people find greater work-life balance through professional work-from-home opportunities.

Retirement is a time of beginnings. Beginning the next phase of your life where work doesn’t take center stage. Beginning to have time to truly pursue your passions – travel? Photography? Fine dining? Woodworking?

Retirement can also bring some worry. Will that nest egg you worked so hard to build be enough? What if you don’t have the money to do what you want now that you have the time?

There’s lots of talk about retirement nest eggs and formulas for how much money you need to save to comfortably retire. It depends on your age at retirement, your expenses, your health, what you want to do in retirement and even how long you expect to live – so it’s different for everyone. And that can be frustrating. How can you save enough to retire when you don’t know how big that nest egg needs to be?

One option is to find flexible work that you can do on your terms and on your schedule when you retire. You could be a consultant for your previous employer or find seasonal work to supplement your savings. You could try project work or something creative like making furniture, taking photos, sewing, writing and many more things. Or you may prefer opportunities that let you connect with people or get paid for helping others.

One way to help people and get that sense of connection, while working on your own schedule, is to become a home-based call center agent.

Companies know that their customers don’t want to interact with the voice menus of yesteryear, and they’re turning to home-based call center agents to put the human touch back into customer service and other interactions. Home-based call center agents just need a phone, computer with internet connection and a quiet location to get started. The work is typically flexible and you can choose to provide call center services to a variety of companies across various industries.

There are so many benefits for retirees and soon-to-be retirees, including:

  • Setting your own schedule, so you can still do all the things you want to do when you retire.
  • Building on your prior work experience and even expanding your horizons with new skills to keep your mind sharp.
  • Helping people in a meaningful way and making a difference in someone’s day can give you a sense of purpose, especially when you first retire.
  • Providing a source of flexible income, so you don’t have to stress about finances when you want to be enjoying life to the fullest.

So how do you get started if you want to find flexible retirement work, like in a call center? Do your research. There are many legitimate work-from-home opportunities, and there are some opportunities to be wary of…those that promise you’ll get rich quick. You know how long it took to build that nest egg—so you know there are no quick (legitimate) paths to riches. Your research should include:

  • Looking on established sites such as FlexJobs and Indeed.
  • Checking with the Better Business Bureau if you are unsure—you’ll be able to see complaints and resolutions.
  • Reviewing any work-from-home opportunity carefully to make sure the work, schedule and company are the right fit for you.

Retirement can be one of the best times of your life. The opportunities and options are nearly endless—and at this point in your life, you definitely appreciate that. Part-time, flexible work from home can help make your retirement everything you want it to be. Best wishes for a happy, healthy and fun retirement!

Blogger-in-Chief here at RetirementSavvy and author of Sin City Greed, Cream City Hustle and RENDEZVOUS WITH RETIREMENT: A Guide to Getting Fiscally Fit.

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