Top Tips for Getting Your Home Ready for Retirement

The following is a contributed post from Jenna, a freelance blogger who is mainly focused on business innovation.

Face it, the day will come when we all have to realize that we are aging and retirement is just around the corner. Maybe you have prepared in every way you know how for the retirement that is closer than you think. You have your 401(k) and have scrimped and saved to put money in the bank so that you can live your golden years in comfort.

You may be ready, but is the new home that you just bought ready? Remember, retiring means aging and aging means making some changes so that you will be safe in your new home. Read on below for a few tips for getting your home ready for the retirement to come.


Choose a Retirement Location

The first thing you need to do, of course, is choosing the location that best suits your retirement needs. When searching for this location, it is best to keep your health and where you want to live in mind. For example, if you are prone to pneumonia, then you wouldn’t want to retire somewhere up north. If you have problems with aching joints, then you will probably want to move somewhere warm as well. Consider your retirement location carefully, before making a decision. Once you have made that decision and purchased your home, you will be ready to start making that home age appropriate and retirement ready.

Brenton Walker

Work on Modifications

The first thing you need to do once you have your retirement home is start working on the modifications you are going to need to be safe and secure as you age. There are quite a few things that you can do to ensure your home is ready to retire when you are. Of course, you have to be able to afford these modifications on the budget you have set for yourself as you prepare for retirement. This is when many people begin to think about securing rehab loans for homes that need various modifications.

  • Install grab bars to prevent falls
  • Replace carpeting that could cause you to trip or mess with a walker
  • Widen your doorways to accommodate walkers and wheelchairs
  • Moving your laundry room upstairs for easier access
  • Moving your bedroom downstairs if you can’t get upstairs easily anymore
  • Installing stair lifts with you wish to get up and down the stairs

These are just a few of the modifications that can be done and financed through a rehab loan. Using the loan to do these types of modifications ensures that you will be safe and secure after you retire, without breaking the bank.

Install Adequate Security

Although, we all want to believe that we can securely protect our home if need be, in today’s world that’s not always possible. As you get older, you will find that the security you install is very important. Make sure that you install an alarm system that is tied to a reputable company, so that if anything should happen, you will be protected. Most security systems come with panic buttons, in case you should fall and can’t get up.

Final Thoughts

These are just a few tips to help you get your home retirement and age ready. Remember, getting older is just a number, but the shape your home is in when you hit retirement age can make a difference in how safely and comfortably you spend your golden years.

Blogger-in-Chief here at RetirementSavvy and author of Sin City Greed, Cream City Hustle and RENDEZVOUS WITH RETIREMENT: A Guide to Getting Fiscally Fit.


  1. Preparing for retirement is a good idea for financial planning and insuring your future comfort. Taking care of upgrading your property’s security and maintenance are those activities which will make your retirement worthwhile in the end.

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