RetirementSavvy

Posts Tagged: withdrawal plan

Developer Bradley McCarthy, an electrical engineer who retired at 46, has developed a very useful app  – iPhone, iPad, and iPod touch devices – for those interested in determining if they are on track to retire comfortably, make adjustments to their withdrawal (decumulation) plan, and track progress as they edge closer to retirement. The app uses… Read Article →

So, what is Sequence of Returns Risk? It is the danger retirees face of receiving lower or negative returns early in retirement when withdrawals are made from their underlying investment accounts. Savvy investors planning their retirement have to understand that there is risk in the order in which investment returns occur for those that are nearing, or in,… Read Article →

This post was originally published in December 2013. During the course of previous discussions, we have identified three general stages in an individual’s investment lifecycle: building a fiscal foundation (conducted during your 20s and 30s), accumulating wealth (occurring between the early 40s and mid-50s), and pre-retirement, the five-year period prior to your desired retirement age. During the… Read Article →

During the course of previous discussions, we have identified three general stages in an individual’s investment life-cycle: building a fiscal foundation (conducted during your 20s and 30s), accumulating wealth (occurring between the early 40s and mid-50s), and pre-retirement, the five-year period prior to your desired retirement age. During the pre-retirement stage, debt is eliminated and… Read Article →

Richard W. Rausser has over 30 years of experience in the retirement benefits field. He is Senior Vice President of Client Services at Pentegra Retirement Services, a leading provider of retirement planning services to financial institutions and organizations nationwide, founded by the Federal Home Loan Bank System in 1943. Richard oversees consulting, actuarial, BOLI, communications and… Read Article →

During the course of previous discussions, we have identified three general stages in an individual’s investment lifecycle: building a fiscal foundation (conducted during your 20s and 30s), accumulating wealth (occurring between the early 40s and mid-50s), and pre-retirement, the five-year period prior to your desired retirement age. During the pre-retirement stage, debt is eliminated and… Read Article →

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