RetirementSavvy

Posts Tagged: mutual funds

The concept of asset allocation was one of the first concepts I studied on my road to fiscal fitness. Asset allocation is the practice of dividing an investment portfolio among different asset categories. This concept can support another well know investing concept, diversification, spreading your money among various investments in the hope that if one investment loses… Read Article →

Rightfully so, savvy investors pay close attention to their 401(k) fees. Average, every day 401(k) plans typically charge 1% or more of assets managed. Over the course of a working lifetime, this can add up to hundreds of thousands of dollars. One of my favorite television documentaries, The Retirement Gamble, presented by PBS on their excellent show, Frontline, notes… Read Article →

Empire of the Fund: The Way We Save Now Hardcover: 218 pages Publisher: Oxford University Press (2016) The About the Author at Amazon notes that William Birdthistle is a Professor of Law at Chicago-Kent College of Law, where he specializes in investment funds and corporate law. Previously, he served as a law clerk to the Honorable Diarmuid F…. Read Article →

Certainly. There is a common misunderstanding among new investors that they require huge capital in order to become a successful investor in the financial market, which is not true. In many cases you can open an online trading account through any licensed broker $500 or less as your initial deposit. Though you might not be able… Read Article →

During the course of previous discussions, we have identified three general stages in an individual’s investment life-cycle: building a fiscal foundation (conducted during your 20s and 30s), accumulating wealth (occurring between the early 40s and mid-50s), and pre-retirement, the five-year period prior to your desired retirement age. During the pre-retirement stage, debt is eliminated and… Read Article →

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