RetirementSavvy

Posts Tagged: debt

Black people struggling with debts are far less likely than their white peers to gain lasting relief from bankruptcy, according to a ProPublica analysis. Primarily to blame is a style of bankruptcy practiced by lawyers in the South. Novasha Miller pushed through the revolving doors of the black glass tower on Jefferson Avenue last December and… Read Article →

Your credit score is a numerical representation of your creditworthiness and it tells lenders how good you are at repaying debts and effectively utilizing your available credit. There are several credit scoring models in use today, but the most common, the one most people are familiar with, is the FICO, created by the formerly named… Read Article →

Understanding that consolidating credit card debt is an option is important when you know that you have overspent and continually exceed the limits of your credit cards month after month. Credit card debt is the largest reason most people find themselves in debt. Consolidating that debt can make managing the debt easier and may even help improve your… Read Article →

The following is a guest post from Eric Hutchinson, a certified financial planner with more than 30 years of experience in the areas of financial planning, investments, estate and tax planning. Hutchinson has professional affiliations with The Financial Planning Association, the Certified Financial Planner Board of Standards and the Investment Management Consultants Association. As Jodi walked… Read Article →

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