Welcome a Pet Into Your Home
There are many actions you can take to be frugal pet owners, yet ensure your non-human family members remain healthy and happy.
The first thing to consider is how a pet finds its way to your home. As with most things, the cost can range from $0 – hundreds of dollars.
Our household is home to two dogs, both which came to us via local animal shelters. The low-cost of $25 covered the cost of shots and neutering.
Among your first tasks as a new pet owner is to choose a vet. Even in smaller cities like our own, there are multiple vet clinics to choose from. Do a little comparison shopping of the costs for common services among the different clinics. Also, talk to family, friends, and co-workers with pets to get their feedback on the vet clinics they are familiar with.
Another early task is to consider pet insurance. While it is an added expense, there are several persuasive reasons why it might be a good idea. It should not come as a surprise that many pets will become sick or injured during the time they are a member of your family. As with other forms of insurance, pet insurance can provide a type of security that allows owners to make healthcare decisions based on medical necessity, rather than what their budget allows.
If you do decide pet insurance might be right for you, Pet Insurance Quotes is a good place to start comparing rates. Typically, insurance premiums are paid monthly or annually, the latter often offered at a slight discount. The cost varies depending on factors such as type of animal, age, breed and place of residence, the extent of coverage, the size of the deductible, and the percent reimbursed.
As your establishing a relationship with your vet, ask for a multiple animal discount. Just as some insurance companies offer discounts for multiple types of policies, some vet clinics offer discounts for multiple pets.
For regular services such as the expression of anal glands and nail trimming, Mrs. SavvyJames takes Zuki and Remi to our local pet store – PetSmart – where the services are less expensive than the vet clinic.
As with shopping for the humans in your family, it makes sense to shop at discount stores – WalMart in our case – for common pet supplies such as food, treats, and cat litter. As you might imagine, the mark-up at most vet clinics is pretty substantial.
And you Savvy Pet Owner, how do you minimize the cost of living with your non-human family member?