Find Your Balance Point – A SavvyReview

Find Your Balance PointBrian Tracy and Christina Stein, the authors of Kiss That Frog!, have teamed up again to write Find Your Balance Point: Clarify Your Priorities, Simplify Your Life, and Achieve More. Brian Tracy is chairman and CEO of Brian Tracy International. As a keynote speaker and seminar leader, he addresses more than 250,000 people each year. He is the bestselling author of more than fifty books that have been translated into dozens of languages.

His co-author, Christina Steinis a speaker, author, and psychotherapist who focuses on work-life balance and female empowerment. She works with individuals and couples and conducts workshops to help attendees align their priorities and goals with their skills and passions. She combines her training as a marriage and family therapist with her experience as a life coach to work emphatically and dynamically with her clients.

I was first introduced to Brian Tracy via YouTube and his video, 5 Reasons Why Most Don’t Become Wealthy. It is well worth spending a few minutes to watch the video as he is spot on with the noted reasons.

I was immediately drawn to this book by the title, Find Your Balance, as with respect to finances specifically, finding a balance between spending in the present and saving/investing for the future is something that my wife and I talk about quite frequently; and in general we often talk about finding life’s balance. The book’s subtitle, Clarify Your Priorities, Simplify Your Life, and Achieve More offers insights into how to find that often elusive balance.

Early on, in the Introduction, the authors really grabbed my attention by noting that clarity is the key to finding balance. They note that, “When people do not feel in control of their lives, they lose focus and lack commitment. Instead of directing their own lives … they end up investing their time and energy in things that don’t bring them joy.” Indeed!

Throughout the book there were numerous great observations made by the authors. Among them, ‘there is no magic pill or quick-fix. Finding and maintaining a satisfying balance point takes time and effort.’ I made a similar observation in my own book with respect to finances and retirement planning. It isn’t enough to ‘want’ to be wealthy. It takes time – multiple years – and effort (e.g. self-education) to achieve and maintain wealth.

The author’s note that “ … fully 85 percent of your unhappiness will be caused by having the wrong people in your  life … .” I don’t know if ‘85%’ is the specific percentage that can be tied to friends, family and happiness; however, I absolutely agree with the idea that an individual’s happiness (and success) is closely related to the people they choose to keep in – and dismiss from – their lives.

A nice feature of the book are the action exercises spread throughout the book. Instead of just reading about finding your balance point, the authors provide mechanisms for readers to be more engaged in the process of doing just that. This book conveys a lot of thoughtful, useful information in less than 100 pages. Looking for a book to help push you in a better direction, get more balance in your life and improve your happiness? This is certainly a book that deserves your consideration. My only disappointment is that the price strikes me as a little high.

Find Your Balance Point: Clarify Your Priorities, Simplify Your Life, and Achieve More is available at Amazon in Kindle and Hardcover Formats.

Blogger-in-Chief here at RetirementSavvy and author of Sin City Greed, Cream City Hustle and RENDEZVOUS WITH RETIREMENT: A Guide to Getting Fiscally Fit.


  1. I will have to check this book out! Sounds like something I would really enjoy. One thing that’s easy to do, especially in personal finance, is to go to extremes. Save 75% of your income? Or do i spend 100% of it? It’s hard to realize that those are not the only two options.

    We are drawn to people who are ultra-frugal, ultra-savers who retire at 26 but don’t have a car and live in a trailor in the name of financial independence. We are also drawn to people who are climbing there way out of $100K in debt.

    But what most people need (even yearn for) is right in the middle. Conquering saving AND spending behaviors. Good review!

    • Thanks for stopping by, Luke. While the extreme savers that retire at 32 are interesting in some respects, their approach has never really appealed to me; neither have those that live only for the day. I have always intuitively understood that too much of anything or any extreme position is not healthy. It seems to me that the best, most healthy approach, to money and life in general is finding a reasonable balance. This book makes some great observations and should be helpful for most in finding it in their lives.

  2. James, I love this article, and the YouTube video was excellent. I am passionate about finances but equally about balance and peace in life. Over the course of our journey, I came across Eckhart Tolle and two of his books The Power Of Now and A New Earth. These books changed our lives and gave us the clarity to take on our debt. I will certainly be buying Finding Your Balance Point, and I will let you know my thoughts.

    • Finding the right balance between saving/spending as it relates to personal finance and in most aspects of life can be tough … and it is certainly an ongoing process. I’m glad you enjoyed the review and the video and thanks for kicking off the conversation, my friend.

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