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As you bounce around the Internet, reading various news stories related to finance, business, or the economy, you are likely to come across the phrase financial literacy. Perhaps not surprisingly, attention to the concept and use of the term seems to have increased following the 2008 financial crisis and the resultant impact on individuals and… Read Article →

It’s been my experience that most folks don’t associate business ownership with being frugal. They automatically assume owning a business involves major expenses. While that can be true, that is not always the case. There are certain aspects to business ownership they’re unaware of or misunderstand. Tax Breaks: The idea of giving Uncle Sam one… Read Article →

Living frugally means more than simply looking for ways to spend less. According to dictionary.reference.com… fru • gal [froo-guhl] economical in use or expenditure; prudently saving or sparing; not wasteful. Economical in use or expenditure might refer to spending less. However, how might a savvy individual save prudently and not be wasteful? Here are a… Read Article →

Recently, the Internal Revenue Service (IRS) announced cost-of-living adjustments affecting contribution limits for pension plans and other retirement-related items for the 2014 tax year.  Some pension limitations such as those governing 401(k) plans and IRAs will remain unchanged because the increase in the Consumer Price Index (CPI) did not meet the statutory thresholds for their… Read Article →

Personal Finance Puzzles and Quizzes was created as an extension of the weekly SavvyQuizzes that appear on this blog, based on the positive reception of that feature. In this unique collection, readers will have a chance to test their knowledge of personal finance concepts through quizzes – comprised of multiple choice and True/False questions – and various types… Read Article →

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