99 Homes

Movie: 99 Homes (2014). Written and directed by Ramin Bahrani – and starring Michael Shannon, Andrew Garfield and Laura Dern – 99 Homes captures the drama of the 2008 housing/mortgage crisis. In this telling, Dennis Nash (Andrew Garfield) is a recently unemployed single father who struggles to get back his foreclosed home, in an ironic twist, by working for the real estate broker (Rick Carver, played by Michael Shannon) who is the source of his frustration.

99 Homes [Official Trailer]

The 99 Homes website summarizes the movie this way: In this timely thriller, charismatic and ruthless businessman, Rick Carver (Academy nominee Michael Shannon), is making a killing by repossessing homes – gaming the real estate market, Wall Street banks and the US government. When he evicts Dennis Nash (Golden Globe nominee Andrew Garfield), a single father trying to care for his mother (Academy Award nominee Laura Dern) and young son (newcomer Noah Lomax), Nash becomes so desperate to provide for his family that he goes to work for Carver – the very man who evicted him in the first place. Carver promises Nash a way to regain his home and earn security for his family, but slyly seduces him into a lifestyle of wealth and glamour. It is a deal-with-the-devil that comes with an increasingly high cost – on Carver’s orders, Nash must evict families from their homes. As Nash falls deeper into Carver’s web, he finds his situation grows more brutal and dangerous than he ever imagined.

While the dramatic conclusion may have been a tad over the top, Bahrani does a nice job of capturing homeowner’s angst, frustration and disappointments that resulted from the crisis. The movie is currently available via pay-per-view streaming services such as Amazon Instant Video.

Blogger-in-Chief here at RetirementSavvy and author of Sin City Greed, Cream City Hustle and RENDEZVOUS WITH RETIREMENT: A Guide to Getting Fiscally Fit.


  1. That is a sad reality of a man getting caught in a desperate situation.

    I remember that time being not so pleasant because my TSP lost half of it’s value.

    I could see desperate people getting caught in a not so glamorous time. It is another example of why we should not place all our eggs in one basket.

    • “It is another example of why we should not place all our eggs in one basket.” And that basket should definitely not be your primary residence. Too many people buy more house than they need or can afford because they naively believe it will serve as the cornerstone of their retirement plan. Many people would have been better served during that crisis if they viewed homeownership – and structured their financial planning – around the idea that their primary residence is a liability (and a place to lay their head) and not an asset.

  2. Interesting James. I’ll check it out. I love to think back to that time between 2008 and 2010. It was the most exciting, and profitable, time I’ve experienced in my young life. I hope you’re having a great week!

    • Yep, it’s a pretty good fictional account of the reality of the times. Looking forward to hearing your thoughts once you’ve had a chance to check it out.

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